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	<title>urban series | Valley Homes</title>
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		<title>Space to build in today’s property market</title>
		<link>https://valleyhomes.com.au/space-to-build-in-todays-property-market/</link>
		
		<dc:creator><![CDATA[Super Admin]]></dc:creator>
		<pubDate>Wed, 11 Oct 2023 04:14:05 +0000</pubDate>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[urban series]]></category>
		<guid isPermaLink="false">https://valleyhomes.com.au/?p=7436</guid>

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										<content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-0"><div class="row single-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 half-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h1 class="h2 font-weight-600 text-uppercase" ><span>urban series</span></h1></div><div class="clear"></div></div><div class="uncode_text_column text-accent-color" ></p>
<h4><strong>With all the talk about interest rates, a housing shortage and the cost of building in today’s residential property market, it can be difficult to know which locations and what type of build you might be able to afford. Fortunately, there’s a wealth of great ideas for the residential builder looking for options on where and how to build a new home around the Hunter Valley, Newcastle and Lake Macquarie. Read on to find out more…</strong></h4>
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<h6>Image Source:<br />
<a href="https://houseinspectaustralia.com.au/locations/lake-macquarie/">https://houseinspectaustralia.com.au/locations/lake-macquarie/ </a><br />
<a href="https://www.fnaltitude.com.au/buy/real-estate/1716529/32-1-portland-drive-cameron-park-nsw-2285">https://www.fnaltitude.com.au/buy/real-estate/1716529/32-1-portland-drive-cameron-park-nsw-2285</a></h6>
<p>
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<h3><span style="color: #339966;"><b>Affordable location options</b></span></h3>
<p><span style="font-weight: 400;">There are always opportunities if you look in the right places and consider all of your options with regard to both location and house design.</span></p>
<p><span style="font-weight: 400;">The Lake Macquarie area has great appeal with its suburbs nestled around the largest coastal saltwater lake in the southern hemisphere. There’s an abundance of outdoor activities from boating and fishing at various locations across the lake to cycling along the Fernleigh bike track or walking along the foreshore at Warners Bay. At its northern end, Speers Point is where you’ll find the best and biggest playground between the Central Coast and Newcastle.</span></p>
<p><span style="font-weight: 400;">For those with a passion for creative pursuits the Lake Macquarie Museum of Art and Culture is a unique arts and cultural destination hosting exhibitions and events. </span><span style="font-weight: 400;">Affordable housing </span><span style="font-weight: 400;">is a real possibility particularly when you start exploring the western side of Lake Macquarie where it’s possible to snatch up blocks of land for a great price in suburbs like Teralba, Cameron Park and further south to Cooranbong. These provide opportunities for development for investors or the </span><span style="font-weight: 400;">residential builder</span><span style="font-weight: 400;"> making first steps into the property market.</span></p>
<p><span style="font-weight: 400;">For those more inclined to a rural setting, the Hunter Valley offers economical blocks of land in areas such as Lochinvar, Paterson, Vacy, Gillieston Heights, Farley and Chisolm, all within easy reach of Maitland, where there’s a continued demand for </span><span style="font-weight: 400;">affordable housing</span><span style="font-weight: 400;">. </span></p>
<p><span style="font-weight: 400;">So too, the City of Newcastle Council’s housing strategy has a focus on infill housing in corridors stretching out to Mayfield, Broadmeadow and Adamstown and it’s a great opportunity for investors to meet the need for </span><span style="font-weight: 400;">affordable housing</span><span style="font-weight: 400;"> in this ever growing metropolis. </span></p>
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<h3><span style="color: #339966;"><b>When less is more</b></span></h3>
<p><span style="font-weight: 400;">Smaller blocks of land are obviously more affordable and there are plenty of benefits to starting small especially when you’re new to the property market. Long term maintenance is reduced and so too heating and cooling costs.</span></p>
<p><span style="font-weight: 400;">Smaller blocks of land benefit from clever design to make the most of the space but that doesn’t have to come at a huge cost. In line with our belief that great design should be affordable for everyone,</span><strong><a href="https://valleyhomes.com.au/new-homes/who-we-are/"> Valley Homes</a></strong><span style="font-weight: 400;"> came up with the</span><strong><a href="https://valleyhomes.com.au/new-homes/urban-homes/"> Urban Series</a></strong><span style="font-weight: 400;">. Whether you’re a first-time builder or an investor, </span><span style="font-weight: 400;">off the plan</span><span style="font-weight: 400;"> can reduce the stress of design by offering a complete package. What’s more, the Urban Series maximises space and creates a relaxed flow throughout each design while providing an abundance of choices.  </span></p>
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<h3><span style="color: #339966;"><b>Striving for originality</b></span></h3>
<p><span style="font-weight: 400;">Certainly the </span><span style="font-weight: 400;">residential builder</span><span style="font-weight: 400;"> can opt for </span><span style="font-weight: 400;">custom home design</span><span style="font-weight: 400;"> to create the unique dream home however this does require architecturally drawn plans and the skills of an experienced builder. Most </span><span style="font-weight: 400;">construction companies</span><span style="font-weight: 400;"> will warn of the increased cost of building due to current shortages in the labour market as well as delays caused by supply of materials whether it’s a standard or </span><span style="font-weight: 400;">off the plan</span><span style="font-weight: 400;"> design. However, </span><span style="font-weight: 400;">house designs and costs</span><span style="font-weight: 400;"> related to the creation of ‘one of a kind’ homes will be considerably more. This raises the question — is it possible to create </span><span style="font-weight: 400;">affordable housing</span><span style="font-weight: 400;"> without compromising on style?  </span></p>
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<h3><span style="color: #339966;"><b>Finding a happy medium with </b><b>flexible home design</b></span></h3>
<p><span style="font-weight: 400;">What if you could have ‘</span><span style="font-weight: 400;">off the plan</span><span style="font-weight: 400;"> with a twist’? Valley Homes created the</span><strong><a href="https://valleyhomes.com.au/new-homes/valley-series/"> Valley Series</a></strong><span style="font-weight: 400;"> with this in mind. While offering a range of practical floor plans that answer to the needs of every household, you then have the pleasure of matching your chosen floor plan with a front and rear facade from the extensive range on offer. The beauty of the Valley Series is that you can have an architecturally inspired home at an affordable price which satisfies the needs of both the </span><span style="font-weight: 400;">residential builder </span><span style="font-weight: 400;">and the investor.</span></p>
<p><span style="font-weight: 400;">The Valley Series offers six different four bedroom, two bathroom floor plans each with alfresco entertainment areas and ample living space. This Series employs passive design principles to make best use of heating, cooling, ventilation and light. All of these designs allow the home to be light-filled with a natural flow throughout. Having the choice of a facade and rear, from a classic Hamptons with gabled roofline to a sleek lined contemporary design with skillion roof, allows you to make your own particular stylistic statement.</span></p>
<p><span style="font-weight: 400;">When it comes to </span><span style="font-weight: 400;">affordable housing</span><span style="font-weight: 400;">, great design also reduces the cost of heating and cooling a home and that’s where the Valley Series offers further appeal. By including passive design principles in each of these house designs, the Valley Series ensures ongoing affordability. </span></p>
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<h3><span style="color: #339966;"><b>Partner with the right builder </b></span></h3>
<p><span style="font-weight: 400;">Whether you’re looking for a </span><span style="font-weight: 400;">Lake Macquarie builder</span><span style="font-weight: 400;"> or you’re investigating </span><span style="font-weight: 400;">construction companies</span><span style="font-weight: 400;"> in  </span><span style="font-weight: 400;">Newcastle, Port Stephens</span><span style="font-weight: 400;"> and the </span><span style="font-weight: 400;">Hunter Valley</span><span style="font-weight: 400;">, the company with over 50 years experience in the building industry is Valley Homes. From </span><span style="font-weight: 400;">off the plan</span><span style="font-weight: 400;"> to </span><span style="font-weight: 400;">custom home design</span><span style="font-weight: 400;"> Valley Homes offers </span><span style="font-weight: 400;">house designs and costs</span><span style="font-weight: 400;"> to meet the budgets of both investors and </span><span style="font-weight: 400;">residential builders</span><span style="font-weight: 400;">. </span></p>
<p><strong><a href="https://valleyhomes.com.au/new-homes/contact/">Contact us</a></strong><span style="font-weight: 400;"> to find out more today.</span></p>
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</div>The post <a href="https://valleyhomes.com.au/space-to-build-in-todays-property-market/">Space to build in today’s property market</a> first appeared on <a href="https://valleyhomes.com.au">Valley Homes</a>.]]></content:encoded>
					
		
		
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		<title>Year in review: answers to the affordability question</title>
		<link>https://valleyhomes.com.au/year-in-review-answers-to-the-affordability-question/</link>
					<comments>https://valleyhomes.com.au/year-in-review-answers-to-the-affordability-question/#respond</comments>
		
		<dc:creator><![CDATA[Super Admin]]></dc:creator>
		<pubDate>Tue, 13 Dec 2022 03:23:03 +0000</pubDate>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[Multi-units]]></category>
		<category><![CDATA[urban series]]></category>
		<guid isPermaLink="false">https://valleyhomes.com.au/?p=7008</guid>

					<description><![CDATA[]]></description>
										<content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-7"><div class="row limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 half-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h1 class="h2 font-weight-600 text-uppercase" ><span>urban series</span></h1></div><div class="clear"></div></div><div class="uncode_text_column" ><p><span style="color: #339966;"><strong>At Valley Homes our end of year wrap is a chance to review what news in particular really piqued our readers’ interest. </strong></span></p>
<p><span style="font-weight: 400;">One of the common themes was about making wise choices in the face of a challenging </span><span style="font-weight: 400;">economy</span><span style="font-weight: 400;">. Throughout 2022, the rising </span><span style="font-weight: 400;">cost of living</span><span style="font-weight: 400;"> and </span><span style="font-weight: 400;">interest rates</span><span style="font-weight: 400;"> have been on people’s minds as they contemplate future investments and </span><span style="font-weight: 400;">new home construction</span><span style="font-weight: 400;">. We appreciate that people are seeking trustworthy guidance as well as affordable solutions and that’s perhaps why our top five blogs have been so popular.</span></p>
<h2><span style="color: #339966;"><strong>In keeping with tradition here’s our countdown starting with number 5.</strong></span></h2>
<p>
</div><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><a class="single-media-link" href="https://valleyhomes.com.au/build-an-economical-family-home-in-nsw/"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-5892" src="https://valleyhomes.com.au/wp-content/uploads/2021/07/VH-family-home-backyard.jpg" width="1000" height="667" alt="" srcset="https://valleyhomes.com.au/wp-content/uploads/2021/07/VH-family-home-backyard.jpg 1000w, https://valleyhomes.com.au/wp-content/uploads/2021/07/VH-family-home-backyard-600x400.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2021/07/VH-family-home-backyard-768x512.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></div>
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<h3><span style="color: #339966;"><b> <span style="color: #339966;">5. <a href="https://valleyhomes.com.au/build-an-economical-family-home-in-nsw/"><strong>Build an Economic Family Home in NSW</strong></a></span></b></span></h3>
<p><span style="font-weight: 400;">Packed full of information about the various government discounts and grants </span><strong><a href="https://valleyhomes.com.au/build-an-economical-family-home-in-nsw/">Build an Economic Family Home in NSW</a></strong><span style="font-weight: 400;"> was the blog that brought a lot of hope to first time buyers who’d been feeling overwhelmed by the gloom and doom prevailing over the housing market. It also suggested exploring new suburbs within the Maitland and </span><span style="font-weight: 400;">Hunter Valley</span><span style="font-weight: 400;"> region as a way of securing a great deal on land. </span></p>
<p><span style="font-weight: 400;">We explored the </span><strong><a href="https://valleyhomes.com.au/new-homes/urban-homes/">Urban Homes</a></strong><span style="font-weight: 400;"> series with energy efficient designs to contribute to reducing energy bills and the </span><span style="font-weight: 400;">cost of living</span><span style="font-weight: 400;">. The compact design of these three and four bedroom homes reduces the build times which can also provide additional cost reductions. When it comes to</span><span style="font-weight: 400;"> new home construction</span><span style="font-weight: 400;"> every saving counts especially in a time of rising </span><span style="font-weight: 400;">inflation</span><span style="font-weight: 400;">. </span></p>
<p><span style="font-weight: 400;">This blog also served to remind readers that in the search for </span><span style="font-weight: 400;">affordable home builders</span><span style="font-weight: 400;"> it makes sense to stay local. At Valley Homes we know that our customers benefit from the knowledge we have of local councils, the relationships we have built with complimentary businesses and our reputation as the go-to </span><span style="font-weight: 400;">Maitland builder</span><span style="font-weight: 400;">. Which leads us seamlessly onto our fourth most popular blog …</span></p>
</div><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><a class="single-media-link" href="https://valleyhomes.com.au/location-is-key-when-building-a-townhouse/"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-2029" src="https://valleyhomes.com.au/wp-content/uploads/2019/02/Valley-Homes_Hunter-Valley_Property-investment-build.jpg" width="1500" height="750" alt="Hunter Valley NSW Australia wine region property investment build own live" srcset="https://valleyhomes.com.au/wp-content/uploads/2019/02/Valley-Homes_Hunter-Valley_Property-investment-build.jpg 1500w, https://valleyhomes.com.au/wp-content/uploads/2019/02/Valley-Homes_Hunter-Valley_Property-investment-build-600x300.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2019/02/Valley-Homes_Hunter-Valley_Property-investment-build-768x384.jpg 768w, https://valleyhomes.com.au/wp-content/uploads/2019/02/Valley-Homes_Hunter-Valley_Property-investment-build-1200x600.jpg 1200w" sizes="(max-width: 1500px) 100vw, 1500px" /></div>
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<h3><span style="color: #339966;"><b>4. <a href="https://valleyhomes.com.au/location-is-key-when-building-a-townhouse/"><strong>Location is Key When Building a Townhouse</strong> </a></b></span></h3>
<p><span style="font-weight: 400;">With councils in Newcastle and the </span><span style="font-weight: 400;">Hunter Valley</span><span style="font-weight: 400;"> looking to increase affordable and diverse medium density housing, townhouses are a great investment for property developers. </span><strong><a href="https://valleyhomes.com.au/location-is-key-when-building-a-townhouse/">Location is Key When Building a Townhouse</a></strong><span style="font-weight: 400;"> was a blog that raised lots of ideas and answered plenty of questions on this topic. With location being key, we encouraged investors and developers to thoroughly research the demographics, amenities, transport and demand for multi unit developments in their chosen suburb. </span></p>
<p><span style="font-weight: 400;">Most importantly we reminded readers to ensure the feasibility of the project and factor in rising </span><span style="font-weight: 400;">interest rates</span><span style="font-weight: 400;"> and </span><span style="font-weight: 400;">inflation.</span></p>
</div><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><a class="single-media-link" href="https://www.valleyhomes.com.au/creating-a-modern-country-home/"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-6775" src="https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10.jpg" width="1800" height="1200" alt="cosy living area with fireplace" srcset="https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10.jpg 1800w, https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10-600x400.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10-1200x800.jpg 1200w, https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10-768x512.jpg 768w, https://valleyhomes.com.au/wp-content/uploads/2022/08/36-Vista-Pde-East-Maitland-Web-10-1536x1024.jpg 1536w" sizes="(max-width: 1800px) 100vw, 1800px" /></div>
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<h3><span style="color: #339966;"><b>3. <a href="https://www.valleyhomes.com.au/creating-a-modern-country-home/"><strong>Creating a Modern Country Home</strong></a></b></span></h3>
<p><strong><a href="https://www.valleyhomes.com.au/creating-a-modern-country-home/">Creating a Modern Country Home </a></strong><span style="font-weight: 400;">was a great opportunity to celebrate the magic that comes from working with passionate people. One of our Valley Homes customers generously shared the story behind their unique house design and allowed us to showcase its many features. </span></p>
<p><span style="font-weight: 400;">A custom home design, 36 Vista Parade exemplifies the way in which Valley Homes works closely with clients to achieve their vision with great in-house design and quality craftsmanship, all within budget. </span></p>
<p><span style="font-weight: 400;">We’re sure that this home will inspire more readers to build their own dream homes and choose Valley Homes as their </span><span style="font-weight: 400;">custom home builder</span><span style="font-weight: 400;">.</span></p>
</div><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><a class="single-media-link" href="https://www.valleyhomes.com.au/what-it-takes-to-build-a-duplex/"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-4855" src="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul.jpg" width="1800" height="999" alt="BulBul duplex design Hunter Valley" srcset="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul.jpg 1800w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul-600x333.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul-1200x666.jpg 1200w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul-768x426.jpg 768w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Development_Duplex-Design_BulBul-1536x852.jpg 1536w" sizes="(max-width: 1800px) 100vw, 1800px" /></div>
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<h3><span style="color: #339966;"><b>2. <a href="https://www.valleyhomes.com.au/what-it-takes-to-build-a-duplex/"><strong>What it Takes to Build a Duplex</strong></a></b></span></h3>
<p><span style="font-weight: 400;">In looking for secure strong returns with a relatively lower risk it’s not surprising that many new and experienced investors start with a duplex. The amount of interest in this topic placed </span><strong><a href="https://www.valleyhomes.com.au/what-it-takes-to-build-a-duplex/">What it Takes to Build a Duplex</a></strong><span style="font-weight: 400;"> as our second most read. </span></p>
<p><span style="font-weight: 400;">This blog included a thorough checklist of all the essentials to consider before embarking on building a duplex. As we’ve already stated, the right location is a big factor with particular emphasis on the shape and size of your block of land. Meeting the requirements of the local council is an aspect that often overwhelms many inexperienced </span><span style="font-weight: 400;">home builders</span><span style="font-weight: 400;"> and that’s why we proudly recommend Valley Homes as the </span><span style="font-weight: 400;">Hunter Valley</span><span style="font-weight: 400;"> and </span><span style="font-weight: 400;">Maitland builder</span><span style="font-weight: 400;"> with over 50 years of knowledge and experience working with local councils. Valley Homes also has a great range of duplex plans that can be adapted to suit your budget and specific block of land.</span></p>
<h3><span style="color: #339966;"><b>Champagne at the ready for our most read article…</b></span></h3>
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</div><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><a class="single-media-link" href="https://valleyhomes.com.au/factoring-all-costs-building-a-new-home-or-investment/"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-4754" src="https://valleyhomes.com.au/wp-content/uploads/2020/11/Valley-Homes_Tradies_local-suppliers.jpeg" width="1024" height="768" alt="Multi Unit Development" srcset="https://valleyhomes.com.au/wp-content/uploads/2020/11/Valley-Homes_Tradies_local-suppliers.jpeg 1024w, https://valleyhomes.com.au/wp-content/uploads/2020/11/Valley-Homes_Tradies_local-suppliers-600x450.jpeg 600w, https://valleyhomes.com.au/wp-content/uploads/2020/11/Valley-Homes_Tradies_local-suppliers-768x576.jpeg 768w" sizes="(max-width: 1024px) 100vw, 1024px" /></div>
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<h3><span style="color: #339966;"><b>1. <a href="https://valleyhomes.com.au/factoring-all-costs-building-a-new-home-or-investment/"><strong>Factoring All Costs Building a New Home or Investment</strong></a></b></span></h3>
<p><span style="font-weight: 400;">Early in 2022 we wrote a blog that laid bare some hard facts about the state of the building industry. We wanted our customers to have a clear understanding of the challenges we were, and still are, faced with and how we move forward. Readers appreciated our honesty and advice and that’s why </span><strong><a href="https://valleyhomes.com.au/factoring-all-costs-building-a-new-home-or-investment/">Factoring All Costs Building a New Home or Investment</a></strong><span style="font-weight: 400;"> came in at number one!</span></p>
<p><span style="font-weight: 400;">Our key message was: do your research! We cautioned readers about builders tendering on jobs at a preliminary stage without factoring any known or anticipated supplier price rises. Be aware of the risks and make informed decisions. </span></p>
<p><span style="font-weight: 400;">It’s essential that you work with a reliable and trustworthy builder who has already weathered the construction industry storms. With five decades of experience you need look no further than </span><span style="font-weight: 400;">Hunter Valley</span><span style="font-weight: 400;"> and</span><span style="font-weight: 400;"> Maitland builder</span><span style="font-weight: 400;">, Valley Homes.</span></p>
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<h3><span style="color: #339966;"><b>Time for dreaming</b></span></h3>
<p><span style="font-weight: 400;">From the Valley Homes family to yours, we wish you a Christmas full of joy and peace. We look forward to sharing more great ideas and inspiration in 2023 with all you big dreaming </span><span style="font-weight: 400;">home builders!</span></p>
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</div>The post <a href="https://valleyhomes.com.au/year-in-review-answers-to-the-affordability-question/">Year in review: answers to the affordability question</a> first appeared on <a href="https://valleyhomes.com.au">Valley Homes</a>.]]></content:encoded>
					
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		<title>Build an economical family home in NSW</title>
		<link>https://valleyhomes.com.au/build-an-economical-family-home-in-nsw/</link>
		
		<dc:creator><![CDATA[Super Admin]]></dc:creator>
		<pubDate>Wed, 15 Jun 2022 00:13:39 +0000</pubDate>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[urban series]]></category>
		<guid isPermaLink="false">https://valleyhomes.com.au/?p=6622</guid>

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										<content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-9"><div class="row single-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 half-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h1 class="h2 font-weight-600 text-uppercase" ><span>urban series</span></h1></div><div class="clear"></div></div><div class="uncode_text_column" ><p><span style="font-weight: 400;">Consider this an antidote to the seemingly endless talk of rising </span><span style="font-weight: 400;">inflation</span><span style="font-weight: 400;">, concern about the state of the</span><span style="font-weight: 400;"> economy,</span><span style="font-weight: 400;"> the </span><span style="font-weight: 400;">cost of living</span><span style="font-weight: 400;"> and a housing market that seems inaccessible for the </span><span style="font-weight: 400;">first time builder </span><span style="font-weight: 400;">or buyer.</span></p>
<p><span style="font-weight: 400;">Despite the doom and gloom, there are still reasons to feel optimistic about building a </span><span style="font-weight: 400;">family home economically</span><span style="font-weight: 400;">. This month we’re here to share some great </span><span style="font-weight: 400;">family home</span><span style="font-weight: 400;"> designs to suit your budget, some more </span><span style="font-weight: 400;">affordable</span> <span style="font-weight: 400;">NSW</span><span style="font-weight: 400;"> locations worth considering and a few handy tips to get the most out of your home loan. </span><span style="font-weight: 400;">First time builders</span><span style="font-weight: 400;"> can also be heartened by the </span><span style="font-weight: 400;">NSW</span><span style="font-weight: 400;"> government’s grants and concessions, read on to learn more….</span></p>
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<h3 style="text-align: left;"><span style="color: #339966;"><b>Get a leg up to the property ladder</b></span></h3>
<p style="text-align: left;"><span style="font-weight: 400;">First time builders</span><span style="font-weight: 400;"> and buyers with their sights set on their very own </span><span style="font-weight: 400;">family home </span><span style="font-weight: 400;">are getting a great hand up with the </span><b>First Home Buyers Assistance scheme (FHBAS)</b><span style="font-weight: 400;">.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">When buying property or land in </span><span style="font-weight: 400;">NSW</span><span style="font-weight: 400;"> you’re required to pay transfer duty – once known as stamp duty. As a first home buyer in </span><span style="font-weight: 400;">NSW</span><span style="font-weight: 400;">, you may be eligible for a duty exemption, concession and/or a grant. </span></p>
<p style="text-align: left;"><span style="font-weight: 400;">If you buy a new home valued at less than $650,000, you can apply for a full exemption, and pay no transfer duty.  A concessional rate is also available on new homes valued between $650,000 and $800,000.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">Should you choose to buy a vacant block to </span><span style="font-weight: 400;">build your own home </span><span style="font-weight: 400;">you won’t pay transfer duty on that land if it is valued at less than $350,000. For land valued between $350,000 and $450,000, you’ll receive a concessional rate.</span></p>
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<p style="text-align: left;"><span style="font-weight: 400;">These discounts are determined by a number of factors so it’s worth taking a look at the NSWgovernment website which also has a <a href="https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer/assistance-scheme">First Home Buyers Assistance calculator</a>.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">If you’ve never previously received the</span> <b>First Home Owner Grant</b> <span style="font-weight: 400;">of $10,000 you can apply for it when purchasing a new home up to the value of $600,000. This includes homes bought ‘off the plan’.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">The </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> wanting to purchase land and build a brand new home can also apply for the </span><span style="font-weight: 400;">First Home Owner Grant</span><span style="font-weight: 400;"> as long as the combined cost of land and building doesn’t exceed $750,000.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">To determine eligibility, and to find out further details we recommend you head to </span><a href="https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer/new-homes"><span style="font-weight: 400;">https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer/new-homes</span></a><span style="font-weight: 400;"> and see what best applies to your situation.</span></p>
<p style="text-align: left;"><span style="font-weight: 400;">If you’re also wrestling with the </span><span style="font-weight: 400;">build vs buy home</span><span style="font-weight: 400;"> question then determining which of t</span><span style="font-weight: 400;">hese discounts and grants apply to you might also help answer</span><span style="font-weight: 400;">.</span></p>
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</div></div></div></div></div></div><script id="script-row-unique-11" data-row="script-row-unique-11" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-11"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-12"><div class="row single-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-6418" src="https://valleyhomes.com.au/wp-content/uploads/2022/01/Valley-Home-Investment-Property-goals.jpg" width="1500" height="895" alt="Home investment property development goals" srcset="https://valleyhomes.com.au/wp-content/uploads/2022/01/Valley-Home-Investment-Property-goals.jpg 1500w, https://valleyhomes.com.au/wp-content/uploads/2022/01/Valley-Home-Investment-Property-goals-600x358.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2022/01/Valley-Home-Investment-Property-goals-1200x716.jpg 1200w, https://valleyhomes.com.au/wp-content/uploads/2022/01/Valley-Home-Investment-Property-goals-768x458.jpg 768w" sizes="(max-width: 1500px) 100vw, 1500px" /></div>
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<h3><span style="color: #339966;"><b>Finding the best deals on </b><b>home loans</b></span></h3>
<p><span style="font-weight: 400;">In the face of rising </span><span style="font-weight: 400;">inflation</span><span style="font-weight: 400;">, and the inevitable increase on variable rates, it’s a good idea to shop around for a </span><span style="font-weight: 400;">home loan</span><span style="font-weight: 400;"> that not only suits your budget but also your ethical standpoint.</span></p>
<p><span style="font-weight: 400;">For the </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> or buyer fixed rate </span><span style="font-weight: 400;">home loans</span><span style="font-weight: 400;"> can provide certainty and are useful for organizing your budget. It’s also worth investigating a split loan which still provides protection from sudden rate hikes but allows you to take advantage of variable rates as well.</span></p>
</div></div></div></div></div></div><script id="script-row-unique-12" data-row="script-row-unique-12" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-12"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-13"><div class="row limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode_text_column" ><p><span style="font-weight: 400;">If reducing your carbon footprint is a priority then it’s worth considering a green </span><span style="font-weight: 400;">home loan,</span><span style="font-weight: 400;"> exclusive to homes that qualify certain environmentally friendly criteria stipulated by the lender. Ensuring your home has a Nationwide House Energy Rating Scheme (NatHER) 7 star rating can assist in getting the best ‘green deal’. This will however require you to spend more on insulation and efficient glazing.</span></p>
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<h3><span style="color: #339966;"><b>Urban Homes: </b><b>economy</b><b> of size with all the essentials.</b></span></h3>
<p><span style="font-weight: 400;">For house designs that meet every requirement for the perfect </span><span style="font-weight: 400;">family home</span><span style="font-weight: 400;"> look no further than the </span><a href="https://valleyhomes.com.au/new-homes/urban-homes/"><span style="font-weight: 400;">Urban Homes</span></a><span style="font-weight: 400;"> series. These versatile designs are ideal for the smaller block of land and make an </span><span style="font-weight: 400;">affordable</span><span style="font-weight: 400;"> choice for the </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> in search of the three or four bedroom </span><span style="font-weight: 400;">family home</span><span style="font-weight: 400;">. With </span><span style="font-weight: 400;">Urban Homes</span><span style="font-weight: 400;"> being more compact the build times are reduced which can also provide additional cost reductions.</span></p>
<p><span style="font-weight: 400;">An energy efficient design ensures greater comfortable and can reduce energy bills which is a priority with rising </span><span style="font-weight: 400;">cost of living</span><span style="font-weight: 400;"> and </span><span style="font-weight: 400;">inflation</span><span style="font-weight: 400;"> a current concern. The</span><span style="font-weight: 400;"> Urban Homes</span><span style="font-weight: 400;"> series is designed so that the alfresco and main living areas can benefit from a northern aspect for solar gain in winter to also help reduce heating costs.</span></p>
</div></div></div></div></div></div><div class="wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-4862" src="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent.jpg" width="1800" height="999" alt="Duplex House Builders" srcset="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent.jpg 1800w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent-600x333.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent-1200x666.jpg 1200w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent-768x426.jpg 768w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Regent-1536x852.jpg 1536w" sizes="(max-width: 1800px) 100vw, 1800px" /></div>
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<h3><span style="color: #339966;"><b>Choosing an affordable NSW location</b></span></h3>
<p><span style="font-weight: 400;">One of the big issues for the </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> or buyer is finding </span><span style="font-weight: 400;">affordable</span><span style="font-weight: 400;"> land. So what do we suggest? If you want value for money plus huge options on block sizes, </span><span style="font-weight: 400;">Maitland</span><span style="font-weight: 400;"> is a great place to explore.</span></p>
<p><span style="font-weight: 400;">Maitland</span><span style="font-weight: 400;"> is the gem of the Hunter Valley offering something for everyone. There’s ample community and sports facilities, a superb Art Gallery and thriving creative sector, good public transport links and easy access to the vineyards or Newcastle and the coast. </span></p>
<p><span style="font-weight: 400;">There are blocks of land, in a multitude of sizes, now on sale in and around </span><span style="font-weight: 400;">Maitland</span><span style="font-weight: 400;"> and further into the Hunter Valley. They provide exciting options for the </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> eager to create an</span><span style="font-weight: 400;"> affordable</span> <span style="font-weight: 400;">family home.</span></p>
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<h3><span style="color: #339966;"><b>Make it happen</b></span></h3>
<p style="text-align: left;"><span style="font-weight: 400;">For the </span><span style="font-weight: 400;">first time builder</span><span style="font-weight: 400;"> or buyer, with a deposit ready to go, the dream to </span><span style="font-weight: 400;">build your own home</span><span style="font-weight: 400;"> might just be possible by making some wise choices and getting the right support. Do the research, explore your options and let </span><a href="https://valleyhomes.com.au"><span style="font-weight: 400;">Valley Homes</span></a><span style="font-weight: 400;"> help make your home building dreams a reality.</span></p>
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</div></div></div></div></div></div><div class="wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode-single-media  text-left"><div class="single-wrapper" style="max-width: 100%;"><div class="tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><img decoding="async" class="wp-image-4861" src="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington.jpg" width="1800" height="999" alt="The Carrington Urban home design" srcset="https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington.jpg 1800w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington-600x333.jpg 600w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington-1200x666.jpg 1200w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington-768x426.jpg 768w, https://valleyhomes.com.au/wp-content/uploads/2020/12/Valley-Homes-Residential_Urban-Design_Carrington-1536x852.jpg 1536w" sizes="(max-width: 1800px) 100vw, 1800px" /></div>
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</div>The post <a href="https://valleyhomes.com.au/build-an-economical-family-home-in-nsw/">Build an economical family home in NSW</a> first appeared on <a href="https://valleyhomes.com.au">Valley Homes</a>.]]></content:encoded>
					
		
		
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